New lending rules for 1st time buyers – what it means for self-builders…

It was great to see the Central Bank relax the rules for first-time buyers of property. The lending rules (Applicable for January 1st 2017) apply to self-build mortgages as well as to the purchase of new homes and are summarised Read More …

You need to think smaller…

I wrote this post in 2012 on why you need to think smaller when designing and building a house. Two years later and the situation has got worse, not better. With the banks requiring that you need a 20% deposit Read More …

Responsibility of stage payment certificates and why architects shouldn’t rush to the bottom

I’d just received a blank Stage Payment Certificate from Ulster Bank (ah, not them again!) and realised there was a subtle difference in the wording on the form: “I confirm there have been no changes to the specification and costings Read More …

I’m sorry everyone but you’re going to have to build smaller

Although the Celtic Tiger has finished swishing it’s tail and he’s gone for a nice lie down; there’s still remains in the house building public an unrealistic expectation on the size of house that’s required. Now, if you’ve saved a Read More …